- About us
- carnegie corporate bond
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- Our funds
- Investment philosophy
An investment in funds is associated with risk. Historical returns are not a guarantee of future returns. The money invested in funds may increase or decrease in value and there is no guarantee that you will be repaid all of your deposited capital. Historical returns and current index values are no guarantee of future outcomes. Carnegie Fonder cannot guarantee your chosen funds will not decrease in value.
International investments, particularly those on new markets, are normally associated with a higher level of risk (as well as greater possibilities of returns) than investments in Swedish securities. These risks include both political and economic uncertainty in other countries as well as currency fluctuations. These risks are particularly high on new markets since these countries may have relatively unstable governments and immature markets and economies. For additional information a complete information sheet and simplified prospectus can be downloaded from the presentation page for each fund.
The information given on the Application Form, signed by the client, and in the latest Information Sheet and Fund Statutes applies to fund investments with Carnegie Fonder. The client must be aware of the contents of these documents.
Carnegie Fonder’s Internet site
Carnegie Fonder’s Internet site has been developed by Carnegie Fonder and is intended primarily for the clients of Carnegie Fonder. Persons or entities having access to the material made available by Carnegie Fonder on its website accept the following:
Nothing on the website should be construed as a solicitation or recommendation to acquire or dispose of any investments or to engage in any other transactions. Relevant and specific professional advice should always be obtained before making any investment decision. Making investment decisions always involves risk-taking and every such decision is made independently by the client on his own responsibility.
While Carnegie Fonder uses reasonable efforts to obtain information from sources which it believes to be reliable, Carnegie Fonder makes no representation or warranty (either expressed or implied) that the information contained in its website is accurate, reliable or complete. Carnegie Fonder cannot guarantee that information has not been distorted through manipulation by a third party and nor can it guarantee the accuracy of such information. Where Carnegie Fonder’s Internet pages contain links to other websites etc, Carnegie Fonder cannot guarantee access to these, and Carnegie Fonder disclaims all responsibility for the content of such pages.
All information, offers and services provided on this website are intended to be available only to persons and entities resident within the European Union and the European Economic Area and in Switzerland. No material made available on this website is thus directed to any person or any entity in the United States, Canada, Japan or Australia or any other country where the publication or availability of the material is prohibited or restricted in any way. Should any such person or company nonetheless accept offers from Carnegie Fonder, of whatever kind they may be, they may be disregarded. Swedish law applies to information provided on this website and disputes pertaining to this website shall be resolved exclusively in a Swedish court.
Fund prices stated on Carnegie Fonder’s Internet pages are updated regularly. The prices stated on Carnegie Fonder’s Internet pages are indicative, which means that the prices may change, and it is therefore not certain that the prices are correct. Correct prices are published on the morning of the subsequent day. Since sales and redemptions of fund units take place at a price unknown to the client, the prices stated on Carnegie Fonder’s Internet pages may differ from the prices obtained by Carnegie Fonder’s clients.
The information on Carnegie Fonder’s internet site may be changed at any time – without notification on the site or in any other way.
The content of Carnegie Fonder’s Internet site is protected by applicable law.
Duplicating, disseminating or changing Carnegie Fonder’s website or any information (text, graphics, video, sound, programming code, user interface, design or logos etc) on Carnegie Fonder’s website is prohibited without the prior written permission of Carnegie Fonder.
However, Carnegie Fonder’s Internet pages or parts of the information contained in them may be saved to your computer and may be printed out for your own use. (Clients should in particular save or print the rules – Information Sheets etc – that regulate trade in the fund units.)
Changes to this information
Carnegie Fonder may at any time make changes to the information on this page. This page should therefore be checked regularly when you visit Carnegie Fonder’s Internet pages.
Swedish Personal Data Act (PUL): The use of personal data
The client understands and agrees that the personal data provided when entering into agreements with Carnegie Fonder may be used for administration and in complying with the agreement, and so that Carnegie Fonder is able to comply with its obligations under law.
Personal data is also used as a basis for market and client analysis and in business and method development.
The client also understands and agrees to the use of personal data for the company’s marketing, and for marketing of products and services provided by other companies within the Carnegie Bank group, such as funds, discretionary asset management, individual pensions, insurance and funds managed by Carnegie Fonder. Marketing techniques that may be used include contacts by telephone, e-mail, post and electronic advertising.
The client understands and agrees that the information provided when entering into this agreement may be complemented with personal data from other private and public registers. There will also be regular registration of business transactions and regular contacts between the client and Carnegie Fonder. In addition, updates of address data may take place through comparison with the government’s register of individuals and addresses, SPAR.
In accordance with PUL (1998:204) the client may at no cost request once per year information from Carnegie Fonder about what personal data pertaining to the client is processed by Carnegie Fonder. This request should be submitted in writing. The client may request in writing to Carnegie Fonder that his or her personal data not be used for direct marketing. The client may also request correction of inaccurate personal data.
A complaint is where a client has expressed concrete dissatisfaction with an individual matter related to a financial service or product. Complaints should be submitted in writing to the complaints officer. Guidance in conjunction with any complaints is offered by the Konsumenternas Bank- och finansbyrå and the Swedish Consumers Insurance Bureau (Konsumenternas Försäkringsbyrå) and via local authority consumer guidance. If a complaint is rejected the client may have the dispute reviewed by consulting the Swedish National Board for Consumer Complaints (Allmänna reklamationsnämnden, ARN) or in the courts. However the ARN will not deal with matters that require verbal presentation of evidence.
Swedish Consumers’ Banking & Finance Bureau
Tel: +46 8 24 90 85
Complaints Officer – Andreas Reimers
Tel +46 8 121 55 031